Skip Navigation

Keep your most treasured items safe.

Personal property coverage helps cover the cost of replacing belongings in your home, like furniture and electronics. 

What is property insurance?

Property insurance is coverage for damages caused by fire, flooding, theft, weather, and other risks. Common types of property insurance are homeowners, renters, and flood insurance. Take a step forward to protect where you live and what you own with our different types of property insurance. Get a property insurance quote for your home, apartment, and more.

Types of Property Insurance Available:

Homeowners Insurance

Protect one of your largest investments.

Make sure you're covered for the unexpected. Homeowners insurance covers more than just the house itself. The right coverage can help you replace items that you couldn't easily afford to replace otherwise.

  • Coverage for items like furniture, appliances, clothing, and more.
  • Discounts for things you already have like smoke alarms.

Renters Insurance

You don't own your place, but make sure you're covered.

When you rent your home, your belongings aren't covered by your landlord's policy. Renters insurance (also known as apartment insurance) is a policy is an affordable way to ensure the things you work so hard for are protected.

  • Covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment, condominium, or rental home.
  • It might also cover items you store in your apartment's garage, storage closet, or on your deck or patio.
  • Renters insurance coverage even extends to personal property in your car. If your laptop is stolen from your vehicle, it’s likely covered. If your bike is stolen while you’re at work, it’s likely covered.

Condo Insurance

Protect what your association won't.

Condo associations have master insurance policies that only cover the things they’re responsible for, such as their property, common areas, and the outside/physical structure of your condo. In most cases, your personal property isn’t covered by the association’s insurance policy.

  • Provide protection for your possessions, repairs to the inside of your unit, and liability claims brought against you.
  • Cover upgrades you make to your unit (new granite countertops, etc.), injuries at your place, certain lawsuits against you, and more.

Flood Insurance

Plan ahead and buy flood insurance before a flood risk is approaching.

Flood insurance goes beyond the coverage of a standard homeowners insurance policy and protects you from more severe types of water damage.

    High Net Worth Personal Insurance

    Protect your most valuable assets.

    We provide the specialized expertise in insurance and risk management that high net worth clients demand, including these high net worth insurance services:

    • Homeowner’s insurance for high value homes, multiple properties and coastal properties
    • Auto insurance for vehicles, including antique, collector and recreational cars, as well as motorcycles and motor homes
    • Watercraft insurance for all types and sizes of watercraft, and the risks associated with their operation, including mega-yachts, paid crew vessels, live-aboard vessels, high-performance boats and wooden hulls
    • Professional liability insurance to protect your office
    • Valuable articles like Jewelry, Fine Art, etc.
    • Life Insurance for high net worth individuals has many more benefits than income protection.

    Chat with us!